UNELE REFLECȚII REFERITOARE LA REGLEMENTAREA CONTRACTELOR BANCARE ÎN CODUL CIVIL (LEGEA NR. 287/2009)

According to the monist conception regarding the private law, the current Civil Code (Law no. 287/2009) inserted in the scope of its regulation the trade, including bank agreements – the current bank account, the bank deposit, the credit facility, the rental of safety deposit box for valuables. The specificity of the scope, mainly, „the publicity” and the reiterative nature of banking operations, left the essential, not only the technical aspects, within the scope of special regulations – prevalent, numerous and difficult to be codified. This study reveals the items set up by the current Civil Code regarding the typically bank agreements, the more so as no substantial right of them has existed until the adoption of this legislative instrument.